First Insurance Company of Hawaii is proud to offer Restaurant Recovery Insurance, backed by our sister company and leading specialty insurer, Tokio Marine HCC. This is a specific insurance policy that covers the potential gaps in your standard insurance policies by providing comprehensive coverage for your business should you suffer from a contamination incident, malicious product tampering or face baseless adverse publicity. For example, this policy offers business interruption coverage to get you back to pre-incident sales and can also cover brand name rehabilitation costs and product recall expenses. Restaurant Recovery Insurance also comes with a 24-hour hotline that offers crisis management advice as soon as a covered incident occurs. Coverage is available to restaurants of any size, single or multi-location enterprises, including individual groups of franchisees. Standard coverage automatically includes income from royalties and a full policy limit for product extortion. No additional premium is charged when new locations are opened due to “organic growth” during the policy period (learn more).
GET A QUOTE:
Please talk to your agent/broker to determine your exact exposures and to procure coverage. You can also speak with a marketing representative at First Insurance Company of Hawaii to learn more.
Application: Indication Form